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Bar Loans

Bar loans assist students with costs associated with the bar exam, including bar exam prep courses and living expenses while studying for the bar exam. The amount a student borrows depends on minimum and maximum amounts allowed by the lender and what amount the student determines necessary.

Bar loans carry higher interest rates and have less appealing repayment options than federal loans. Before applying for a bar loan, students are encouraged to assume federal loans for up to their maximum federal cost of attendance.

Bar loan programs can have strict credit criteria and students may want to apply with a co-signer.  Delaware Law will certify the student’s graduation date and the lender’s money will be directly disbursed to the student.

Currently, Delaware Law is aware of four bar loan programs. As lenders re-enter the credit market they will be added to our list. Please use the following links to lenders:

  • PNC Apply online.
  • Discover  Apply online.
  • Sallie Mae   This application must be downloaded and completed on paper or over the phone.
  • Wells Fargo   Applicants must have a prior relationship with this lender; that relationship can include an online checking or savings account, credit card, mortgage or car loan, or student loans. Because Wachovia is a Wells Fargo company, students with a prior Wachovia relationship are eligible to apply for the Wells Fargo bar loan.
  • GL Advisor   This program allows students to borrow monies for BARBRI expenses (course tuition and living expenses only).

Looking Ahead - Preparing Financially for the Bar Exam (pdf)

This guide can help you prepare for the costs of the bar exam. A bar exam preparation course, exam application, and bar exam are costly.

Please contact the Office of Financial Aid.

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Financial Aid Office

Phone: 302.477.2272
Fax: 302.477.2034
Widener University School of Law
Financial Aid Office
4601 Concord Pike
P.O. Box 7474
Wilmington, DE 19803-0474